About Us
A Partner On
Your Life Journey
When you serve in the role of “The Voice of Reason,” you are perceived as an educator, enlightener and counselor. The people you impact feel that they can learn from you and your extended network in a manner that is insightful, relatable and actionable.
We understand the challenges families face today, which is why we believe it is so important to partner with a financial firm that can take your financial plan to the next level.
Our mission is to provide Napa Valley families with the tools, knowledge and inspiration necessary to imagine, believe and achieve their financial dreams.
When you work with us, our initial conversations will help us get to know you better. We want to understand your needs, wants and long-term goals in order to customize a plan that’s designed just for you.
From managing debt and personal finance challenges to saving for college and planning for retirement, let us help you make an otherwise overwhelming process much simpler.
We are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment and efforts are focused on you and your satisfaction.
Chal Daniels
Founder & Financial Advisor
(707) 255-6045
Chal is a Financial Advisor, as well as the Founder of Harvest Financial, LLC, a Registered Investment Advisor serving the people of Napa Valley.
A native of Marin County, Chal earned an undergraduate finance degree and a Masters in Business Administration from Santa Clara University. His professional experience began with financial positions in the wine industry. In 1994, Chal began practicing financial planning in Napa.
Chal’s philosophy is to carefully get to know each of his clients and their objectives through a thorough interview process. In addition, he personally contacts clients throughout each year. Chal's listening and communication skills enable him to ask the right kinds of questions. Furthermore, he is forthright and honest when it comes to providing answers.
Chal and his wife Nani have five children. He is a member of the Napa Chamber of Commerce and the National Association of Insurance and Financial Advisors (NAIFA).
Outside of work, Chal enjoys getting away with Nani and seeing the sites of California.
Chal is a Registered Principal with Cetera Advisors LLC
CA Insurance License # 0B42820
Tim Wenger, MBA, APMA ®
Financial Planner
Tim incorporates entrepreneurship and holistic financial planning to deliver the best solutions and service to his clients. His top priority is to accomplish each client’s individual goals so they can focus on living their best life by creating a successful financial future through proper planning.
Tim is a graduate of University of West Florida with his Bachelors in Finance & Management and continued to accomplish his MBA. While at UWF, Tim competed as a student-athlete in Cross-Country/Track and earned various school records. He holds a Series 7 and 66 Securities Registration, Life Health and Variable Annuity license along with Accelerated Portfolio Management Advisor certification.
Tim and his wife, Caitlin, fulfilled one of their dreams by moving from Pensacola, Florida to Colorado Springs in the summer of 2019. They enjoy climbing 14ers, snowboarding, mountain biking and playing with their daughter Merritt and two dogs Argie and Fitz!
Frank Stahlschmidt
Insurance Representative
Frank received his bachelors degree in journalism from the University of Missouri. He has lived in Northern California since 1976.
Over the past many years, Frank established and built two extremely large Insurance and financial services organizations here in the Bay Area.
During the past 30 years, Frank has received numerous national awards and has spoken extensively both throughout the United States and internationally on the subjects of agency building and agent training. He retired from agency building in 2018 with a desire to return to working exclusively with clients.
Frank lives in Moraga with his wife Maris, where he is an avid golfer at his club.
Frank now joins Harvest Financial to focus exclusively on life, disability income, Long Term Care and fixed annuities.
CA Insurance Lic# 0520318.
Lidia Gaspar
Director of First Impressions
lidia.gaspar@ceteraadvisors.com
Lidia Gaspar has joined Harvest Financial as Director of First Impressions. She will administer our outreach on Social Media and Blog. She will be calling to set up review appointments and handle our schedule. Lidia has been in mortgage lending industry for 15 years and banking industry for 10 years. She was born in Tepic, Nayarit Mexico and raised in Napa where she lives with her husband Manuel and three sons Christopher, Jonathan, and Christian. She enjoys working with clients and taking care of their needs. She is bilingual in English and Spanish. Lidia enjoys crafting, organizing, gardening with her husband, and spending time with her family when not at work.
Nani Daniels
Compliance Officer & Office Manager
Nani Daniels has returned to the office after several years absence. She enjoys working with clients and updating her computer skills. After many years working with children, Nani finds it refreshing to be out in the real world and looks forward to enhancing relationships with old and new clients. In the office, Nani will be working as the Compliance Officer and Office Manager.