About Us
A Partner On
Your Life Journey
When you serve in the role of “The Voice of Reason,” you are perceived as an educator, enlightener and counselor. The people you impact feel that they can learn from you and your extended network in a manner that is insightful, relatable and actionable.
We understand the challenges families face today, which is why we believe it is so important to partner with a financial firm that can take your financial plan to the next level.
Our mission is to provide Napa Valley families with the tools, knowledge and inspiration necessary to imagine, believe and achieve their financial dreams.
When you work with us, our initial conversations will help us get to know you better. We want to understand your needs, wants and long-term goals in order to customize a plan that’s designed just for you.
From managing debt and personal finance challenges to saving for college and planning for retirement, let us help you make an otherwise overwhelming process much simpler.
We are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment and efforts are focused on you and your satisfaction.
Chal Daniels
Founder & Financial Advisor
(707) 255-6045
Chal is a Financial Advisor, as well as the Founder of Harvest Financial, LLC, a Registered Investment Advisor serving the people of Napa Valley.
A native of Marin County, Chal earned an undergraduate finance degree and a Masters in Business Administration from Santa Clara University. His professional experience began with financial positions in the wine industry. In 1994, Chal began practicing financial planning in Napa.
Chal’s philosophy is to carefully get to know each of his clients and their objectives through a thorough interview process. In addition, he personally contacts clients throughout each year. Chal's listening and communication skills enable him to ask the right kinds of questions. Furthermore, he is forthright and honest when it comes to providing answers.
Chal and his wife Nani have five children. He is a member of the Napa Chamber of Commerce and the National Association of Insurance and Financial Advisors (NAIFA).
Outside of work, Chal enjoys getting away with Nani and seeing the sites of California.
Chal is a Registered Principal with Cetera Advisors LLC
CA Insurance License # 0B42820
Tim Wenger, MBA, APMA ®
Financial Planner
Tim incorporates entrepreneurship and holistic financial planning to deliver the best solutions and service to his clients. His top priority is to accomplish each client’s individual goals so they can focus on living their best life by creating a successful financial future through proper planning.
Tim is a graduate of University of West Florida with his Bachelors in Finance & Management and continued to accomplish his MBA. While at UWF, Tim competed as a student-athlete in Cross-Country/Track and earned various school records. He holds a Series 7 and 66 Securities Registration, Life Health and Variable Annuity license along with Accelerated Portfolio Management Advisor certification.
Tim and his wife, Caitlin, fulfilled one of their dreams by moving from Pensacola, Florida to Colorado Springs in the summer of 2019. They enjoy climbing 14ers, snowboarding, mountain biking and playing with their daughter Merritt and two dogs Argie and Fitz!
Lidia Gaspar
Director of First Impressions
lidia.gaspar@ceteraadvisors.com
Lidia brings an impressive 15 years of experience in the mortgage lending industry and 10 years in banking, along with a genuine passion for helping people. In her new role, she will oversee our social media and blog outreach, coordinate review appointments, and help manage our schedule while making sure every client feels welcomed and cared for.
Born in Tepic, Nayarit, Mexico, Lidia was raised in Napa, California, where she continues to live with her husband, Manuel, and their three sons, Christopher, Jonathan, and Christian. She is proudly bilingual in English and Spanish.
When she’s not working, Lidia enjoys crafting, organizing, gardening with her husband, and spending quality time with her family.
We’re thrilled to have Lidia on the Harvest Financial team. Her experience, warmth, and dedication to serving others make her a wonderful addition to our family!
Nani Daniels
Compliance Officer & Office Manager
Nani Daniels has returned to the office after several years absence. She enjoys working with clients and updating her computer skills. After many years working with children, Nani finds it refreshing to be out in the real world and looks forward to enhancing relationships with old and new clients. In the office, Nani will be working as the Compliance Officer and Office Manager.
Jared Worthington
Financial Advisor
jared.worthington@ceteraadvisors.com
With over a decade of experience in technology consulting combined with a strong foundation in equity research, Jared brings a rigorous, data-driven perspective to wealth management. He specializes in managing complex equity compensation, pre/post IPO planning, alternative investments, and tax-advantaged strategies. Rooted in the North Bay with his family, Jared remains actively involved in local community initiatives and regional development projects. His practice is dedicated to a full service offering which affords his clients more time to focus on what matters most.