Services

Welcome to Harvest Financial!

Knowing that your investment objectives can change over time, we offer a personalized approach to your unique goals and needs. Whether it's saving for your children's college education, financing a business, or planning for retirement, we offer financial planning, resources and ongoing management services with a goal of helping you succeed financially in your personal and business life.

It's easy to find a financial advisor who'll make you a plan. It's much harder to find an advisor who builds you a personalized financial plan without trying to sell you something.
While many advisors offer a discount on building a plan if you have them manage your assets, we keep the two offerings separate. As an independent, fee-based firm, we're not tied to proprietary products or limited in the services we offer.
We act as a true fiduciary for our advisory clients, offering and explaining multiple options that we believe will work well for you. Our expert guidance, combined with your power to choose, results in a plan that's completely customized for your goals, risk tolerance, and time horizon.

Your plan covers all of the financial issues that your family could face, from making major purchases to mitigating risk to leaving a legacy. And you can leave the execution to us: We'll coordinate the work of all the professionals — your accountant, estate planning attorney, banker, and others — who are part of putting your plan into action.

If you choose Harvest Financial to manage your wealth after your plan is complete, we'll collaborate with you on strategies to help you keep more of what you've worked so hard to earn. Over the years, we’ve guided our clients through up markets and down markets — always with an independent perspective, a steady hand, and a view toward the long term.

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Creating Confidence...<br/>Through Financial <br/>Independence<br/>

Creating Confidence...
Through Financial
Independence

Financial Planning

The process of building your custom financial plan is the first step in working toward achieving your goals. Your plan is based on your total financial picture: your current assets and liabilities, work situation and retirement goals, charitable giving, tax efficiency, and wishes for your estate. It's also grounded in your values, beliefs, and priorities. All of these factors inform your plan and help us create a set of clear financial goals for your short term and long term.

Retirement Planning

Living the life you envision in retirement means starting to plan early. We'll talk about when you hope to retire and the amount of income you'd like to have. We also explore the amount you’re willing to save and invest today, while you're working; the amount of risk that feels comfortable; and what you hope to pass on to your family and the causes that are important to you. Then, we’ll make a road map that takes all of these factors into account. To access more details, see Topics below at the bottom of page.

Investment Management

There's no such thing as a perfect investment — but there's definitely such a thing as an investment portfolio that's built just for you. We consider ourselves risk managers rather than stock pickers, so we develop your portfolio with the aim of getting you to your goals while reducing your level of risk. Sophisticated investment planning tools and market-leading research from our partners at Cetera Advisors help us select a mix of investment types that you’re comfortable with and that track most closely with your goals. Your portfolio might include mutual funds; fixed, indexed, and variable life insurance and annuities; investment advisory programs; brokerage accounts, exchange-traded funds (ETFs); and individual securities. To access more details, see Topics below at the bottom of page.

Insurance Strategies

Planning for unforeseen events is one of the most often overlooked aspects of financial planning. Just one unfortunate event can quickly erode the value of a plan if you don't have the appropriate insurance. A strategy can include personal insurance, liability insurance, and life insurance. To access more details, see Topics below at the bottom of page.

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Speak With A Financial Professional

Let’s begin the conversation. Submit this form to schedule an initial conversation. We’ll use what we learn to match you with the right financial professional for your background and requirements.