Last Sunday, Nani and I went down to the Napa River by the Oxbow Public Market to see the effects of the rain. For over 15 years, the City of Napa has worked with the Corps of Engineers to create a plan to avoid flooding in downtown Napa. Tax referendums, meetings, road closures, construction projects, bridges elevated and millions of dollars spent. So there we were, standing in front of the flood gates on a rainy Sunday and watching all the planning WORK. The river rose, breeched the banks and flowed into the channel created and did not flood downtown. Success!
So why bring this up? There are a number of things Harvest Financial does with our clients that may not be tested for years or perhaps never. When we start with a client around age 45, retirement may be 15 to 20 years away. When we suggest that hard earned dollars purchase life insurance, income protection or long term care, we hope it NEVER has to be used. It is hard to make those commitments in the light of sunny days. However, similar to Napa, over the last few weeks, the rain came down, the river rose and we needed the protection. As a community, there were leaders who pushed the idea, there were citizens who volunteered to spread the word and there were people who voted for and paid the price.
If we can help you see the possibilities of your future risks and successes, please give us a call.