Bull & Bear Markets: A Timeline


















Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.
There are two certainties in life: death and taxes, or so it’s been said. While the thought of filing taxes may not fill you with delight, for many Americans, receiving a tax refund could be the mini financial windfall they need to get back on track with financial goals that may have gone awry during the year.
Your clients need to focus not only on the money they'll need for retirement, but also what to do with their time