Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Getting a Head Start on College Savings A few strategies that may help you prepare for the cost of higher education. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time. Investing with Your Heart For some, the social impact of investing is just as important as the return, perhaps more important.